Accountable Client Success Story

Tino Keller, CEO & Co-Founder of Accountable, on Partnering with Swan Tino Keller, serial entrepreneur (Spickmich, Promiflash) and CEO of Accountable, shares how the collaboration with Swan helped revolutionize financial management for self-employed professionals. 🔍 The Challenge Accountable empowers freelancers and solo entrepreneurs to handle invoicing, expenses, and taxes with ease. However, managing tax reserves was still a manual and stressful process — often leading to cash flow issues when it mattered most. 🧩 The Swan Solution By embedding Swan’s banking infrastructure, Accountable was able to launch: Fully integrated business accounts with dedicated IBANs Automated tax reserve features Real-time insights into available funds vs. reserved funds "Freelancers shouldn’t have to stress about setting money aside for taxes – it should just happen. And embedded banking makes this possible." – Tino Keller 📊 The Results 300+ business accounts opened in the first week alone Increased financial clarity and tax compliance for users A built-in 2% invoice bonus, adding immediate value for freelancers 💬 Why It Matters With Swan, Accountable turned banking into a seamless, in-app experience — not an external hassle. Tino puts it best: "With Swan, we built a business account that automates tax reserves, so our users always know what’s theirs to spend. It’s banking designed for self-employment."